Modern Office
Built for Nigerian Financial Institutions

Intelligent fintech systems for African microfinance banks — CBN compliant, from day one

Strategic Technology Partner for Nigerian MFBs, Fintech Firms & Financial Services Providers

See FinovaMax Platform Schedule Free Consultation
Built for compliance with
CBN Regulatory Standards · NIBSS NIP Integration · NFIU CTR/STR Reporting · NDIC Returns · KYC/AML Frameworks · NDPR/GDPR Compliance

Who We Are

Turning regulatory complexity into competitive advantage for Nigerian financial institutions

Apex Grid Technologies is a fintech engineering firm that builds mission-critical software for Nigerian microfinance banks and financial services providers. We don't just recommend solutions — we engineer them, deploy them, and embed them into the operational DNA of our clients. We specialize in three core domains:

Fintech & Core Banking Software

Full-lifecycle banking platforms built for the Nigerian regulatory environment

Intelligent Process Automation

Streamlined workflows that eliminate manual processes and accelerate operations

AI & Data Architecture

Credit scoring, risk assessment, and data-driven decisioning systems

Strategic Planning Team Success
2,400+ API Endpoints Delivered
15 CBN Regulatory Returns Automated
100% CBN Compliant Platform
Flagship Product

FinovaMax

Core Banking Platform for Nigerian Microfinance Banks

Financial Technology Dashboard

A comprehensive core banking platform designed to manage the complete customer financial lifecycle. FinovaMax enables microfinance banks to deliver modern banking experiences with 15 built-in CBN regulatory returns, 2,400+ API endpoints, and 28 user roles — everything your MFB needs, in one platform.

Automated Loan Processing

Automated Loan Processing

Full lifecycle — origination, amortization, disbursement, collections, restructuring, write-off, and provisioning with intelligent underwriting that reduces processing time by 70%.

Omnichannel Banking

Omnichannel Banking

Unified experience across mobile, web, USSD, WhatsApp Business API, card services, and agent banking — with NIBSS NIP interbank transfers built in.

Regulatory Compliance

CBN Regulatory Compliance

15 CBN/NFIU/NDIC returns automated. SOL enforcement, insider lending controls, KYC tiering, AML/CTR/STR detection, and full immutable audit trail — not bolted on, built in.

Explore FinovaMax Platform ↗ Request a Demo

Core Capabilities

Engineering-led solutions that deliver measurable results for financial institutions

AI and Machine Learning

AI & Credit Scoring

Predictive analytics and intelligent credit decisioning systems that transform borrower data into accurate lending decisions.

94% Prediction Accuracy
Core Banking Software

Core Banking Systems

Scalable, secure applications built with modern architectures for mission-critical MFB operations and multi-tenant SaaS deployment.

99.9% System Uptime
Process Automation

Regulatory Automation

End-to-end workflow automation for CBN reporting, loan provisioning, and compliance monitoring — eliminating manual processing errors.

70–85% Processing Time Reduction
Systems Integration

Systems Integration

Seamless connectivity with NIBSS, Paystack, Flutterwave, NUBAN providers, and existing legacy systems for unified financial operations.

2,400+ API Endpoints
Advanced Technology

Advanced Systems

Software Development

Modern Development

Network Connectivity

Pan-African Connectivity

Industries We Serve

Deep domain expertise across financial services and beyond

Microfinance Banks

Microfinance Banks

Core banking, CBN compliance & digital channels

Credit & Lending

Credit & Lending

Automated underwriting and portfolio management

Fintech Companies

Fintech Companies

API-first infrastructure and payment integrations

SACCOs and Cooperatives

SACCOs & Cooperatives

Savings, rotational finance & member management

SME Finance

SME Finance

Working capital, asset finance & payroll systems

Development Finance

Development Finance

Impact lending, financial inclusion & reporting

Client Success
Client Success Story
"FinovaMax transformed our entire lending operation. The platform delivered exactly what we needed — faster loan processing, automated CBN returns, and significant cost savings in our compliance workflow."
Nigerian Microfinance Bank FinovaMax Core Banking Implementation
85% Faster Loan Processing
15 CBN Returns Automated
₦2.4M Annual Compliance Savings

Leadership Team

Deep technical and financial expertise, built in Nigeria

Francis Oyakhire

Co-Founder & Executive Director

Software & technology leader with 20+ years in enterprise systems. Specialist in software architecture and digital transformation strategy for African financial institutions.

Connect on LinkedIn

Jero Omare-Ogah

Co-Founder & Executive Director

AI, FinTech & Strategy pioneer with deep expertise in scalable systems design. Former lead architect at major financial institutions across West Africa.

Connect on LinkedIn

Obiora Raleke Emmanuel

Executive Director

Financial Technology & Delivery specialist with extensive experience in fintech implementation, CBN regulatory frameworks, and operational excellence.

Connect on LinkedIn
Partnership

Ready to Modernise Your MFB?

Let's discuss how FinovaMax can automate your CBN compliance and transform your lending operations.

Free Offer

Book a free 30-minute strategy consultation — no commitment required

Schedule Free Consultation Chat on WhatsApp

Get In Touch

Ready to modernise your institution? Our team is here to help — reach us by email, phone, or WhatsApp.

WhatsApp Chat with us now
Location Lagos & Abuja, Nigeria