Strategic Technology Partner for Nigerian MFBs, Cooperatives, Fintech Firms & Financial Services Providers
Our Mission — Turning regulatory complexity into competitive advantage for Nigerian financial institutions.
Apex Grid Technologies builds enterprise-grade banking software where it's needed most — in the institutions that serve the next 1,000 lenders in Africa. We are a Nigerian engineering firm, building Nigerian software, for Nigerian financial institutions, on infrastructure hosted in Nigeria.
Apex Grid Technologies is a fintech engineering firm that builds mission-critical software for Nigerian microfinance banks and financial services providers. We don't just recommend solutions — we engineer them, deploy them, and embed them into the operational DNA of our clients. We specialize in three core domains:
Full-lifecycle banking platforms built for the Nigerian regulatory environment
Streamlined workflows that eliminate manual processes and accelerate operations
Credit scoring, risk assessment, and data-driven decisioning systems
Core Banking Platform for Nigerian Microfinance Banks
A comprehensive core banking platform designed to manage the complete customer financial lifecycle. FinovaMax enables microfinance banks, cooperatives, and financial institutions to deliver modern banking experiences with 15 built-in CBN regulatory returns, 3,790+ API endpoints, and 30+ user roles — everything your institution needs, in one platform.
Full lifecycle — origination, amortization, disbursement, collections, restructuring, write-off, and provisioning with intelligent underwriting engineered to reduce processing time by up to 70%.
Unified experience across mobile, web, USSD, WhatsApp Business API, card services, and agent banking — with NIBSS NIP interbank transfers built in.
15 CBN/NFIU/NDIC returns automated, plus NDPR-native data privacy — AES-256-GCM PII encryption with key rotation, a 7-year audit trail of every data access, subject-rights workflow (access, restriction, objection), and 72-hour NITDA breach notification tracking. SOL enforcement, insider lending controls, KYC tiering, and AML/CTR/STR detection round it out. Not bolted on, built in.
Engineering-led solutions that deliver measurable results for financial institutions
Predictive analytics and intelligent credit decisioning systems that transform borrower data into accurate lending decisions.
Scalable, secure applications built with modern architectures for mission-critical MFB operations and multi-tenant SaaS deployment.
End-to-end workflow automation for CBN reporting, loan provisioning, and compliance monitoring — eliminating manual processing errors.
Seamless connectivity with NIBSS, Paystack, Flutterwave, NUBAN providers, and existing legacy systems for unified financial operations.
An in-house large language model project focused on the economic, regulatory, and behavioural patterns of Nigerian and African financial markets. Asotele is being trained to reason about credit, savings, inflation, and policy signals in context — forming a research foundation for the next generation of decisioning, advisory, and risk tools we embed into FinovaMax and beyond.
Explore Asotele ↗Deep domain expertise across financial services and beyond
FinovaMax is opening its founding-customer program for the first 1–3 institutions to deploy. As a founding customer, you receive hands-on white-glove onboarding, a service-level commitment, and your production environment becomes the reference deployment we harden toward PCI DSS v4.0. In return, you become the case study that defines Nigerian core-banking software for the next decade.
Apply for the Founding Customer ProgramDeep technical and financial expertise, built in Nigeria
Francis Oyakhire is a technologist with more than two decades of experience designing, implementing, and modernising the systems businesses run on — from architecting a solution and migrating data off legacy platforms, to building the reports and dashboards that turn that data into decisions.
The result is a rare combination — someone who can architect the system, convert the data, build the reporting, and stay accountable for the outcome. That end-to-end ownership is the foundation of Apex Grid.
Connect on LinkedInAI, FinTech & Strategy pioneer with deep expertise in scalable systems design. Former lead architect at major financial institutions across West Africa.
Connect on LinkedInFinancial Technology & Delivery specialist with extensive experience in fintech implementation, CBN regulatory frameworks, and operational excellence.
Connect on LinkedInOwns brand strategy, market positioning, and demand generation across the Nigerian financial-services landscape. Leads go-to-market planning, partner and channel marketing, customer-insight programmes, and product storytelling — translating Apex Grid's engineering depth into measurable reach with MFBs, cooperatives, and financial institutions.
Connect on LinkedInStewards Apex Grid's corporate governance framework — board operations, regulatory posture, enterprise risk, ethics, and stakeholder accountability. Ensures the firm operates in line with CBN guidelines, NDPR obligations, and Nigerian company law as it scales, and oversees the internal policies that keep client engagements audit-ready.
Connect on LinkedIn
Let's discuss how FinovaMax can automate your CBN compliance, satisfy NDPR, and transform your lending operations.
Book a free 30-minute strategy consultation — no commitment required
Ready to modernise your institution? Our team is here to help — reach us by email, phone, or WhatsApp.
Apex Grid Technologies Ltd is incorporated in Nigeria, RC 9108833. Founded 2024. Headquartered in Lagos with operations in Abuja.